Project: RSL AI Enablement Assessment

TXXGL — EY GDS Consulting (Mar 2025 – Present)

An AI-powered premium analytics platform built for the insurance industry that detects premium leakage, variance patterns, and census discrepancies to surface billing and underwriting risks.

Business Problem Statement

Insurance clients needed an automated way to identify potential revenue leakage and billing discrepancies hidden in large volumes of customer and policy records. Manual review of premium, lives, and volume data across comparison periods was time-consuming, error-prone, and difficult to scale, leaving material variances and stagnant billing patterns undetected.

Solution — AI Agent Modules

1. Flat Trend / Premium Leakage

Detects customer/policy records where lives and/or volume stay unchanged over time, flagging possible premium leakage risk. Best used to find stagnant premium patterns that should have changed but did not.

  • Dashboard tab label: Flat Trend
  • Run details route: /run-details/:runId
  • Chat/API execution path: frontend sends to /runs, backend uses PremiumLeakageAgent
  • Typical output: flagged rows, run summary, downloadable run report

2. Premium Variance

Detects material premium, lives, or volume changes between comparison periods. Focuses on percentage change behavior for premium, lives, and volume variance.

  • Dashboard tab label: Premium Variance
  • Run details route: /pv/run-details/:runId
  • Chat/API execution path: frontend sends to /pv_runs, backend uses PremiumVarianceAgent
  • Typical output: variance-focused run report with initial vs final values and percentage change fields

3. Census Variance

Detects mismatch between quoted and first-remitted values for premium, lives, and volume. Designed for new and renewed customer-policy scenarios (quote-to-bill variance).

  • Dashboard tab label: Census Variance
  • Run details route: /cv/run-details/:runId
  • Chat/API execution path: frontend sends to /cv_runs, backend uses CensusVarianceAgent
  • Typical output: quote vs remittance comparison report, run summary, and downloadable report

Project Screenshots

Flat Trend Agent – Run Details Dashboard

Flat Trend Agent — Run Details Dashboard (Run ID 1278)

Reliance Matrix – Census Variance Dashboard

Census Variance Dashboard — Flat Trend / Premium Variance / Census Variance tabs

Tools & Frameworks Used